What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Bank Of India Ernakulam Ernakulam Branch IFSC/MICR Code Details
Bank Name BANK OF INDIA
Address AT KANNANKERI ESTATESHANMUGHAM ROAD,
State KERALA
District ERNAKULAM
Branch ERNAKULAM
IFSC Code BKID0008500
Branch Code 008500 (Last six characters of IFSC code represent Branch code.)
MICR Code 682013002
Contact Phone 4842354508
via https://www.getifsc.in

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